Surf Lending
SURF#2872 by market capNot covered. The criterion it missed: market cap below the 5,000,000 USD floor.
What it is for
Surf Lending
Decentralized finance (defi)
460 coins tagged Decentralized Finance (DeFi), worth $77.95B together. Bigger circle, bigger coin. Order is size only.
Surf is a decentralized pooled lending protocol built on Cardano. Lenders earn yield by supplying ADA, stablecoins, and other supported assets, while borrowers use ADA and Cardano-native tokens as collateral to unlock liquidity without selling their holdings.
Problem it says it solves: decentralized finance (defi). 460 coins are working on it and together they are worth $77,953,368,720. This coin is 0% of that.
Decentralized Finance (DeFi) 460 coins, together worth $77.95B. Sorted by size.
The average coin in this group is worth $169.83M. To match it, this coin's price would need to rise 11459%, to about $8.49.
| Coin | Worth | Today | Supply out | Promises delivered |
|---|---|---|---|---|
| Surf Lending | $1,469,303 | −1.2% | 80% | no record |
| Hyperliquid | $17,757,652,276 | −4.3% | 22% | no record |
| Rain | $11,150,230,843 | −3.7% | 62% | no record |
| Chainlink | $8,647,378,395 | −2.0% | 75% | none dated |
| Dai | $4,577,689,031 | +0.0% | – | no record |
| Uniswap | $3,849,719,333 | +2.6% | 62% | no record |
| Aster | $1,917,147,528 | −1.7% | 34% | no record |
Grouping is CoinGecko’s category tags, most specific first. Order is size, nothing else.
Roadmap and delivery
Surf Lending
No record yet, so nothing to draw.
What is coming
Surf Lending
No record yet.
Price and size
Surf Lending
The last 7 days
Where today sits against its highest ever price
Highest ever: $0.6064 on 20 July 2025. Today is 12% of that.
$0.0734 −1.2% today
7 days −1.9%. Market cap $1,469,303, #2567 of all coins. Its all-time high was $0.6064 on 20 July 2025, so it is −87.9% from the top.
CoinGecko, refreshed hourly. Not part of the record.
Surf Lending is for decentralized finance (defi). We have not written its record yet, so its promises are not checked. It trades at $0.0734, #2567 of all coins by size, 88% below its highest ever price. 20% of its coins are still held back and could come to market later.
Every line above is a fact from the record or the market feed. What to do with it is up to you.
Who holds the supply
Surf Lending
80%
of all SURF that will ever exist is already out in public hands: 20M coins.
20% (5M coins) is already created but not in public hands, held by the project or locked in escrow. That is a small share. Those coins can be sold later, which can push the price down.
out held back. Each dot is 1%.
- of the maximum supply is in circulation: 20M of 25M.
- 5Mcoins still to be released, 20% of the maximum. Releases can add selling pressure.
- 1.3×fully diluted value versus today's market cap. The gap is coins not yet released.
- of its all-time high of $0.6064 on 20 July 2025. That is −87.9% from the top.
- #2567by market cap, $1,469,303.
- Not checkedwho holds the most coins, and how much has been burned. Those need on-chain data this site does not read yet.
Supply and value figures from CoinGecko, refreshed hourly. Not part of the record.
20M in public hands, 80% of the maximum.
5M (20%) is already created but not in public hands: held by the project or locked in escrow. That is a small share, and it can reach the market later.
Supply figures from CoinGecko; who exactly holds the rest is not something this site reads from the chain yet.
$0.0734 −1.2% today
7 days −1.9%. Market cap $1,469,303, #2567 of all coins. Its all-time high was $0.6064 on 20 July 2025, so it is −87.9% from the top.
CoinGecko, refreshed hourly. Not part of the record.
Surf Lending is for decentralized finance (defi). We have not written its record yet, so its promises are not checked. It trades at $0.0734, #2567 of all coins by size, 88% below its highest ever price. 20% of its coins are still held back and could come to market later.
Every line above is a fact from the record or the market feed. What to do with it is up to you.
Competitors
Surf Lending
Decentralized Finance (DeFi): this coin next to the group's largest, Hyperliquid.
| Surf Lending | Hyperliquid | |
|---|---|---|
| Years trading | 1 year | 2 years |
| Major exchanges | 0 | 7 |
| Named backers | 0 | 0 |
| Headlines, last month | 0 | 121 |
| Promises delivered | no record | no record |
What it says is different: Surf is a decentralized pooled lending protocol built on Cardano. Lenders earn yield by supplying ADA, stablecoins, and other supported assets, while borrowers use ADA and Cardano-native tokens as collateral to unlock…
It is 0.0% the size of Hyperliquid. On the facts above it is behind on major exchanges, headlines, last month. For that gap to close, the record would need deliveries showing up in its record, news that names it, listings on major exchanges. Nothing here says it will; the site does not predict.
Decentralized Finance (DeFi) 460 coins, together worth $77.95B. Sorted by size.
The average coin in this group is worth $169.83M. To match it, this coin's price would need to rise 11459%, to about $8.49.
| Coin | Worth | Today | Supply out | Promises delivered |
|---|---|---|---|---|
| Surf Lending | $1,469,303 | −1.2% | 80% | no record |
| Hyperliquid | $17,757,652,276 | −4.3% | 22% | no record |
| Rain | $11,150,230,843 | −3.7% | 62% | no record |
| Chainlink | $8,647,378,395 | −2.0% | 75% | none dated |
| Dai | $4,577,689,031 | +0.0% | – | no record |
| Uniswap | $3,849,719,333 | +2.6% | 62% | no record |
| Aster | $1,917,147,528 | −1.7% | 34% | no record |
Grouping is CoinGecko’s category tags, most specific first. Order is size, nothing else.
Decentralized finance (defi)
460 coins tagged Decentralized Finance (DeFi), worth $77.95B together. Bigger circle, bigger coin. Order is size only.
In the news
Surf Lending
Nothing in the news this month.
Surf Lending is for decentralized finance (defi). We have not written its record yet, so its promises are not checked. It trades at $0.0734, #2567 of all coins by size, 88% below its highest ever price. 20% of its coins are still held back and could come to market later.
Every line above is a fact from the record or the market feed. What to do with it is up to you.
Nothing matched in the last month from the sources we read. CoinDesk, Cointelegraph, Decrypt, The Block, plus Google News searches for coins with a record and the top 100.
What holding it gets you
Surf Lending
Its pages do not say what holding it gets you
That is worth knowing before buying. A coin nobody needs is priced on hope.
- Nothing the project's own pages spell out.
That is all a market cap is: today's price times the coins in public hands. It moves every time the price does. It says what buyers are paying, not what the coin is worth.
Surf is a decentralized pooled lending protocol built on Cardano. Lenders earn yield by supplying ADA, stablecoins, and other supported assets, while borrowers use ADA and Cardano-native tokens as collateral to unlock liquidity without selling their holdings.
Problem it says it solves: decentralized finance (defi). 460 coins are working on it and together they are worth $77,953,368,720. This coin is 0% of that.
Venue list not fetched yet.
Worth a look?
Surf Lending
2 of 4
- ✓A real-world jobReal-world purpose: decentralized finance (defi)
- –Real backingA named investor, an index, a major exchange, or a billion-dollar size.
- –Something aheadA dated step, deliveries on record, or demand showing up in the news.
- ✓Room to growRoom: worth $1.47M, 12086 times smaller than Hyperliquid, the biggest coin doing the same thing (Decentralized Finance (DeFi))
Four tests, printed. Passing all four means a real job, real backing, something ahead, and a price far below the leader of its group. A filter on facts, never a verdict.
Surf Lending is for decentralized finance (defi). We have not written its record yet, so its promises are not checked. It trades at $0.0734, #2567 of all coins by size, 88% below its highest ever price. 20% of its coins are still held back and could come to market later.
Every line above is a fact from the record or the market feed. What to do with it is up to you.
Decentralized Finance (DeFi): this coin next to the group's largest, Hyperliquid.
| Surf Lending | Hyperliquid | |
|---|---|---|
| Years trading | 1 year | 2 years |
| Major exchanges | 0 | 7 |
| Named backers | 0 | 0 |
| Headlines, last month | 0 | 121 |
| Promises delivered | no record | no record |
What it says is different: Surf is a decentralized pooled lending protocol built on Cardano. Lenders earn yield by supplying ADA, stablecoins, and other supported assets, while borrowers use ADA and Cardano-native tokens as collateral to unlock…
It is 0.0% the size of Hyperliquid. On the facts above it is behind on major exchanges, headlines, last month. For that gap to close, the record would need deliveries showing up in its record, news that names it, listings on major exchanges. Nothing here says it will; the site does not predict.
Surf is a decentralized pooled lending protocol built on Cardano. Lenders earn yield by supplying ADA, stablecoins, and other supported assets, while borrowers use ADA and Cardano-native tokens as collateral to unlock liquidity without selling their holdings.
Problem it says it solves: decentralized finance (defi). 460 coins are working on it and together they are worth $77,953,368,720. This coin is 0% of that.
The record
Surf Lending
Not covered. The criterion it missed: market cap below the 5,000,000 USD floor.
Homepage as listed: https://surflending.org







