Stellar
XLMLive since July 2014, about 12 years. Code changed: 1 day ago. Machine draft, not yet checked by a person.
What it is for
Stellar
Payments
28 coins we checked that say they are for payments, worth $1.74T together. Bigger circle, bigger coin. Order is size only.
Stellar is a shared public ledger, run by no single company, that anyone can use to build ways of sending and holding money that feel like using cash.
Its listing puts it this way: Stellar is an open-source, decentralized network co-founded in 2014 by Jed McCaleb and Joyce Kim to facilitate the fast and low-cost transfer of value across different currencies and assets globally.
Problem it says it solves: payments. 28 coins we have checked say the same; together they are worth $1,742,698,094,372.
Where it trades: Binance, Coinbase International Exchange, Coinbase Exchange, Upbit, Kraken
Real World Assets (RWA) 148 coins, together worth $48.89B. Sorted by size.
The average coin in this group is worth $290.8M. This coin is worth 21 times that average.
| Coin | Worth | Today | Supply out | Promises delivered |
|---|---|---|---|---|
| Stellar | $6,145,297,865 | −1.9% | – | 0 of 20 |
| Figure Heloc | $23,242,022,175 | +1.0% | – | no record |
| Chainlink | $8,607,907,475 | −2.6% | 75% | none dated |
| Ondo | $1,702,556,839 | −3.0% | 49% | no record |
| Blockchain Capital | $970,348,700 | +0.0% | – | no record |
| Quant | $941,392,697 | −3.7% | 100% | none dated |
| Algorand | $828,356,300 | −8.3% | 90% | 2 of 7 |
Smart Contract Platform 449 coins, together worth $718.59B. Sorted by size.
The average coin in this group is worth $1.59B. This coin is worth 4 times that average.
| Coin | Worth | Today | Supply out | Promises delivered |
|---|---|---|---|---|
| Stellar | $6,145,297,865 | −1.9% | – | 0 of 20 |
| Ethereum | $299,253,429,248 | −0.9% | – | 15 of 20 |
| BNB | $95,052,561,824 | −1.2% | 67% | no record |
| XRP | $84,660,007,604 | −3.2% | 63% | 2 of 3 |
| Solana | $58,433,759,692 | −2.3% | – | none dated |
| TRON | $32,253,034,815 | −0.2% | – | no record |
| Zcash | $18,273,336,784 | −13.5% | 81% | none dated |
Grouping is CoinGecko’s category tags, most specific first. Order is size, nothing else.
Roadmap and delivery
Stellar
0 of 20
promises delivered, by the project's own pages
0 of those confirmed by an outside news report
Promises by the year they were due
delivered open past due
delivered open past due, not yet checked today. Click a point to open that promise.
Roadmap and delivery
Every dated promise on one line, oldest left. "Delivered" is what the project's own pages say; the outside check looks for a news report of it. Tap a number for the list, or a point for that promise.
- Past dueQ1 2025A new version of the Lab developer tool will let programmers run smart contracts and look at their stored data, specifications and source code.529 days overdue, not yet checked
- Past dueQ1 2025The Stellar Disbursement Platform will get a hosted version so that businesses can sign up, obtain digital money and start sending payments without doing their own technical integration.529 days overdue, not yet checked
- Past dueQ2 2025The Stellar command-line tool will gain new features for editing transactions, reading network data and managing smart contracts.438 days overdue, not yet checked
- Past dueQ2 2025A first full release of the Composable Data Platform will give developers a way to pull in and reshape the network's historical data, choosing only the data they need.438 days overdue, not yet checked
- Past dueQ3 2025A new data tool will turn raw ledger records into smaller sets of token-transfer data that are easier to track.346 days overdue, not yet checked
- Past dueQ3 2025The network's data interface for developers will be updated so that live asset and smart-contract transaction data comes in one common format, without developers having to change their existing code.346 days overdue, not yet checked
- Past dueQ3 2025The Stellar Disbursement Platform will support the main kinds of business payments, whether paid in digital money or in ordinary currency.346 days overdue, not yet checked
- Past dueQ3 2025The Stella help assistant, which started as a chat bot for answering documentation questions, will get more data sources and its own user interface so it can be used from several platforms.346 days overdue, not yet checked
- Past dueQ3 2025The Freighter wallet will be released as a phone app for iPhone and Android with the same features as its existing browser add-on.346 days overdue, not yet checked
- Past dueQ3 2025The Freighter wallet will get a Discover tab where people can open Stellar applications inside the wallet instead of switching to a web browser.346 days overdue, not yet checked
- Past dueQ4 2025The Freighter wallet will add stronger login protection that scales with how much money is held, plus ways to recover access such as passkeys and signing in through social accounts.254 days overdue, not yet checked
- Past dueQ4 2025A further version of the Lab developer tool will let programmers simulate single transactions, find bugs in them and measure the computing resources they use.254 days overdue, not yet checked
- Past dueQ4 2025The core network software is meant to confirm a new batch of transactions every 2.5 seconds instead of every 5 seconds.254 days overdue, not yet checked
- Past dueQ4 2025The Stellar Disbursement Platform will be able to create a throwaway wallet on the spot so that anyone can receive a digital payment without prior experience.254 days overdue, not yet checked
- Past dueQ4 2025A tool called Contract Copilot will write the standard starting code for smart contracts, check that code for security problems and run tests on it.254 days overdue, not yet checked
- Past dueQ4 2025Ready-made, standard smart contracts from OpenZeppelin will be provided for creating different kinds of tokens on Stellar, including interchangeable tokens, one-of-a-kind tokens, securities and tokens representing real-world assets.254 days overdue, not yet checked
- Past dueQ4 2025The number of top-level organisations running the network's key validating computers will grow from 7 to 13 by the end of 2025.254 days overdue, not yet checked
- Past dueQ4 2025Payment processing will be reworked so that one action can send 100 times as many payments as it does now.254 days overdue, not yet checked
- Past dueQ4 2025The network's theoretical top speed is meant to reach 5,000 transactions per second.254 days overdue, not yet checked
- Past dueQ4 2025The behind-the-scenes software of the Freighter wallet will be turned into a shared service that other wallet makers can reuse for tracking balances and handling payments.254 days overdue, not yet checked
What is coming
Stellar
Nothing dated
The project has not put a date on anything still open. That is a fact worth knowing.
delivered open past due, not yet checked today. Click a point to open that promise.
Nothing dated is coming up in the record.
Price and size
Stellar
The last 7 days
Where today sits against its highest ever price
Highest ever: $0.8756 on 2 January 2018. Today is 20% of that.
$0.1765 −1.9% today
7 days −4.1%. Market cap $6,145,297,865, #20 of all coins. Its all-time high was $0.8756 on 2 January 2018, so it is −79.8% from the top.
CoinGecko, refreshed hourly. Not part of the record.
Stellar is a shared public ledger, run by no single company, that anyone can use to build ways of sending and holding money that feel like using cash. Of the 20 things it promised, it delivered 0, 20 are past due. Nothing dated is coming up. It trades at $0.1765, #20 of all coins by size, 80% below its highest ever price.
Every line above is a fact from the record or the market feed. What to do with it is up to you.
Who holds the supply
Stellar
70%
of all XLM that will ever exist is already out in public hands: 34.81B coins.
30% (15.19B coins) is not yet created or held by the project. That is a large share, though not a majority. Those coins can be sold later, which can push the price down.
out held back. Each dot is 1%.
- 34.81Bin circulation of 50B total. No hard maximum is set, so more can be created.
- 1.4×fully diluted value versus today's market cap. The gap is coins not yet released.
- of its all-time high of $0.8756 on 2 January 2018. That is −79.8% from the top.
- #20by market cap, $6,145,297,865.
- Not checkedwho holds the most coins, and how much has been burned. Those need on-chain data this site does not read yet.
Supply and value figures from CoinGecko, refreshed hourly. Not part of the record.
34.81B in public hands, 70% of all that exists.
15.19B (30%) is either not yet created or held by the project. That is a large share, though not a majority, and it can reach the market later.
Supply figures from CoinGecko; who exactly holds the rest is not something this site reads from the chain yet.
$0.1765 −1.9% today
7 days −4.1%. Market cap $6,145,297,865, #20 of all coins. Its all-time high was $0.8756 on 2 January 2018, so it is −79.8% from the top.
CoinGecko, refreshed hourly. Not part of the record.
Stellar is a shared public ledger, run by no single company, that anyone can use to build ways of sending and holding money that feel like using cash. Of the 20 things it promised, it delivered 0, 20 are past due. Nothing dated is coming up. It trades at $0.1765, #20 of all coins by size, 80% below its highest ever price.
Every line above is a fact from the record or the market feed. What to do with it is up to you.
Competitors
Stellar
Real World Assets (RWA): this coin against its direct competitors
- CoinWorth, as a barWorthAgainst this coinToday, and the gapSupplyPromises
Stellar$6.15Bthis coin−1.9%no max0 of 20 delivered
Figure Heloc$23.24B3.8× bigger, +$17.1B+1.0%, gap +2.9no maxno record
Chainlink$8.61B1.4× bigger, +$2.46B−2.6%, gap −0.775% outnone dated
Ondo$1.7B3.6× smaller, −$4.44B−3.0%, gap −1.049% outno record
Blockchain Capital$970.35M6.3× smaller, −$5.17B+0.0%, gap +1.9no maxno record
Quant$941.39M6.5× smaller, −$5.2B−3.7%, gap −1.8100% outnone dated
Algorand$828.36M7.4× smaller, −$5.32B−8.3%, gap −6.490% out2 of 7 delivered
Injective$601.05M10.2× smaller, −$5.54B−1.8%, gap +0.2no maxnone dated
Bars are market cap. Order is size, nothing else. Differences are measured from the coin you are looking at.
Real World Assets (RWA) 148 coins, together worth $48.89B. Sorted by size.
The average coin in this group is worth $290.8M. This coin is worth 21 times that average.
| Coin | Worth | Today | Supply out | Promises delivered |
|---|---|---|---|---|
| Stellar | $6,145,297,865 | −1.9% | – | 0 of 20 |
| Figure Heloc | $23,242,022,175 | +1.0% | – | no record |
| Chainlink | $8,607,907,475 | −2.6% | 75% | none dated |
| Ondo | $1,702,556,839 | −3.0% | 49% | no record |
| Blockchain Capital | $970,348,700 | +0.0% | – | no record |
| Quant | $941,392,697 | −3.7% | 100% | none dated |
| Algorand | $828,356,300 | −8.3% | 90% | 2 of 7 |
Smart Contract Platform 449 coins, together worth $718.59B. Sorted by size.
The average coin in this group is worth $1.59B. This coin is worth 4 times that average.
| Coin | Worth | Today | Supply out | Promises delivered |
|---|---|---|---|---|
| Stellar | $6,145,297,865 | −1.9% | – | 0 of 20 |
| Ethereum | $299,253,429,248 | −0.9% | – | 15 of 20 |
| BNB | $95,052,561,824 | −1.2% | 67% | no record |
| XRP | $84,660,007,604 | −3.2% | 63% | 2 of 3 |
| Solana | $58,433,759,692 | −2.3% | – | none dated |
| TRON | $32,253,034,815 | −0.2% | – | no record |
| Zcash | $18,273,336,784 | −13.5% | 81% | none dated |
Grouping is CoinGecko’s category tags, most specific first. Order is size, nothing else.
Payments
28 coins we checked that say they are for payments, worth $1.74T together. Bigger circle, bigger coin. Order is size only.
In the news
Stellar
Headlines per day, last 30 days
47 headlines named this coin in the last month.
What they were about
- Banks16
- Stablecoin16
- Price12
- Upgrade7
- Tokenization5
- Government2
- ETF1
- Partnership1
Stellar is a shared public ledger, run by no single company, that anyone can use to build ways of sending and holding money that feel like using cash. Of the 20 things it promised, it delivered 0, 20 are past due. Nothing dated is coming up. It trades at $0.1765, #20 of all coins by size, 80% below its highest ever price.
Every line above is a fact from the record or the market feed. What to do with it is up to you.
- US Bank Tests Near-Instant Global Payments on Stellar, Challenging XRP and SWIFT
- U.S. Bank Moves Real Money With USBDC Stablecoin in Live Stellar Cross-Border Pilot
- U.S. Bank pilots USBDC stablecoin on Stellar
- XRP and XLM outlook: Ripple and Stellar heads toward a make-or-break zone
- What Is USBDC? U.S. Bank Tests Its Own Stablecoin on Stellar
- U.S. Bank Completes Live USBDC Payment Pilot Using Stellar Blockchain
- Stablecoin News: U.S. Bank Completes Live USBDC Payment Pilot
- U.S. Bank Completes Cross-Border Payment Using USBDC Stablecoin on Stellar Network: how 14 outlets framed it
- XRP, Stellar (XLM), Dogecoin (DOGE) and Near Protocol (NEAR) Price Analysis for September 10: Will Market Reclaim Momentum?Upcoming
- U.S. Bank Completes Live USBDC Stablecoin Pilot on Stellar
- U.S. Bank Runs Live Cross-Border Payment With Its Own USBDC Stablecoin on Stellar
- Inside MoneyGram's Multi-Chain Payments Expansion | Justine Van Buren on Solana, Stellar, and Ramps
- US Bank tests proprietary stablecoin in cross-border Stellar transaction
- U.S. Bank tests proprietary stablecoin in cross-border Stellar transaction
- US Bank pilots USBDC stablecoin for cross-borde...
- U.S. Bank takes next step towards launching its stablecoin with cross-border payment testUpcoming
- US Bank to Launch USBDC Stablecoin After Completing Stellar TestUpcoming
- Stellar Network Launches Pyth Pro and 24/7 IndicesUpcoming
- Stellar’s Chart Wants $0.30: $3.5B RWA Collateral’s The Kicker
- XRP and XLM outlook: Where is Ripple and Stellar heading next?
- XLM crypto price nears $0.20 with USDT0 now live on Stellar
- XLM nears $0.20 as Stellar adds Tether's USDT0 stablecoin to boost network liquidity.
- Stellar Overtakes Ethereum In Tokenized Non-US Government DebtGovernment
- Stellar's XLM Token Jumps 4% as $333 Million Trading Volume Signals Corporate Interest
- Stellar (XLM) Gains 4.42% Over 37 Hours: Key Drivers Explored
- Stellar's USDT0 Stablecoin Launch Fuels XLM Price Surge
- USDT0 stablecoin launches on Stellar, enabling cross-chain liquidity with LayerZero tech.Upcoming
- USDT0 Goes Live on Stellar for Cross-Chain Dollar Liquidity
- Ripple and Stellar outlook: XRP defends key support, XLM awaits breakout as derivatives strengthen
- Stellar Gains Direct Access to Tether’s USDT
- XLM price struggles, but Stellar’s biggest catalyst may still be ahead
- Stellar's XLM price weak as DTCC nears tokeniza...
- XLM price struggles, but Stellar’s biggest catalyst may still be ahead
- Stellar USDT0 Launch Expands Stablecoin Network
- Ripple and Stellar Outlook: XRP ETF Demand Strengthens, XLM Tokenized Assets Hit $4 BillionGovernment
- Stellar Tokenized Real-World Assets Near $4B After 360% Surge This Year
- Stellar (XLM) Drops 3.1% Amid Market Pullback and DeFi TVL Concerns
- Tradable Plans To Bring $1B in Private Credit Assets to StellarUpcoming
- Ripple and Stellar outlook: Key breakouts could fuel the next rally
- Stellar (XLM) price jumps 26% in a week, mirroring XRP's surge amid rising blockchain adoption.
47 headlines in the last month.
Headlines are the publishers' own. News is never placed next to price.
What holding it gets you
Stellar
Pays for every use of its network
Every transaction on its network pays a fee in it. That is the built-in reason anyone needs it.
- Every transaction on its network pays a fee in it
That is all a market cap is: today's price times the coins in public hands. It moves every time the price does. It says what buyers are paying, not what the coin is worth.
Stellar is a shared public ledger, run by no single company, that anyone can use to build ways of sending and holding money that feel like using cash.
Its listing puts it this way: Stellar is an open-source, decentralized network co-founded in 2014 by Jed McCaleb and Joyce Kim to facilitate the fast and low-cost transfer of value across different currencies and assets globally.
Problem it says it solves: payments. 28 coins we have checked say the same; together they are worth $1,742,698,094,372.
Where it trades: Binance, Coinbase International Exchange, Coinbase Exchange, Upbit, Kraken
Where it trades, by how much changes hands each day
- Binance$14.46M a day, XLM/USDT
- Coinbase International Exchange$9.25M a day, XLM/USDC
- Coinbase Exchange$8.81M a day, XLM/USD
- Upbit$6.35M a day, XLM/KRW
- Kraken$3.19M a day, XLM/USD
- OKX$2.7M a day, XLM/USDT
- Bybit$1.78M a day, XLM/USDT
- Gate$1.78M a day, XLM/USDT
Largest venues by reported volume, from CoinGecko. Plain links, no referral.
Worth a look?
Stellar
3 of 4
- ✓A real-world jobReal-world purpose: payments
- ✓Real backingBacking: in the GMCI 30 Index; trades on Binance, Coinbase, Upbit; worth $6.15B
- –Something aheadA dated step, deliveries on record, or demand showing up in the news.
- ✓Room to growRoom: worth $6.15B, 49 times smaller than Ethereum, the biggest coin doing the same thing (Smart Contract Platform)
Four tests, printed. Passing all four means a real job, real backing, something ahead, and a price far below the leader of its group. A filter on facts, never a verdict.
Stellar is a shared public ledger, run by no single company, that anyone can use to build ways of sending and holding money that feel like using cash. Of the 20 things it promised, it delivered 0, 20 are past due. Nothing dated is coming up. It trades at $0.1765, #20 of all coins by size, 80% below its highest ever price.
Every line above is a fact from the record or the market feed. What to do with it is up to you.
It passes 3 of the four tests.
- Real-world purpose: payments
- Backing: in the GMCI 30 Index; trades on Binance, Coinbase, Upbit; worth $6.15B
- Room: worth $6.15B, 49 times smaller than Ethereum, the biggest coin doing the same thing (Smart Contract Platform)
The three tests: a real-world purpose, real backing, something dated ahead. Printed, never a verdict.
Stellar is a shared public ledger, run by no single company, that anyone can use to build ways of sending and holding money that feel like using cash.
Its listing puts it this way: Stellar is an open-source, decentralized network co-founded in 2014 by Jed McCaleb and Joyce Kim to facilitate the fast and low-cost transfer of value across different currencies and assets globally.
Problem it says it solves: payments. 28 coins we have checked say the same; together they are worth $1,742,698,094,372.
Where it trades: Binance, Coinbase International Exchange, Coinbase Exchange, Upbit, Kraken
The record
Stellar
Stellar is a shared public ledger, run by no single company, that anyone can use to build ways of sending and holding money that feel like using cash.
“Stellar is a decentralized, public blockchain that gives anyone the tools to create experiences that are more like cash than crypto.”source · snapshot · captured 2026-09-10
Live since July 2014, about 12 years.
0 of 20 promises delivered. 20 past due with no delivery recorded, not yet checked by a person.
Others in payments networks: Algorand 2 of 7, XRP 2 of 3, Dash 1 of 9, Avalanche 0 of 1, and 7 more.Others in smart-contract platforms: Internet Computer 20 of 22, Ethereum 15 of 20, Starknet 10 of 21, Artificial Superintelligence Alliance 7 of 43, and 20 more.
Last code change on the main repository (stellar/stellar-core): 1 day ago, on 10 September 2026.
The project's homepage page last changed on 10 September 2026.
Nothing further to flag from the record as it stands.
This record was drafted by a machine from captured pages and has not yet been checked by a person. Treat every line as unverified until that note changes.
- Past dueQ1 2025A new version of the Lab developer tool will let programmers run smart contracts and look at their stored data, specifications and source code.529 days overdue, not yet checked
- Past dueQ1 2025The Stellar Disbursement Platform will get a hosted version so that businesses can sign up, obtain digital money and start sending payments without doing their own technical integration.529 days overdue, not yet checked
- Past dueQ2 2025The Stellar command-line tool will gain new features for editing transactions, reading network data and managing smart contracts.438 days overdue, not yet checked
- Past dueQ2 2025A first full release of the Composable Data Platform will give developers a way to pull in and reshape the network's historical data, choosing only the data they need.438 days overdue, not yet checked
- Past dueQ3 2025A new data tool will turn raw ledger records into smaller sets of token-transfer data that are easier to track.346 days overdue, not yet checked
- Past dueQ3 2025The network's data interface for developers will be updated so that live asset and smart-contract transaction data comes in one common format, without developers having to change their existing code.346 days overdue, not yet checked
- Past dueQ3 2025The Stellar Disbursement Platform will support the main kinds of business payments, whether paid in digital money or in ordinary currency.346 days overdue, not yet checked
- Past dueQ3 2025The Stella help assistant, which started as a chat bot for answering documentation questions, will get more data sources and its own user interface so it can be used from several platforms.346 days overdue, not yet checked
- Past dueQ3 2025The Freighter wallet will be released as a phone app for iPhone and Android with the same features as its existing browser add-on.346 days overdue, not yet checked
- Past dueQ3 2025The Freighter wallet will get a Discover tab where people can open Stellar applications inside the wallet instead of switching to a web browser.346 days overdue, not yet checked
- Past dueQ4 2025The Freighter wallet will add stronger login protection that scales with how much money is held, plus ways to recover access such as passkeys and signing in through social accounts.254 days overdue, not yet checked
- Past dueQ4 2025A further version of the Lab developer tool will let programmers simulate single transactions, find bugs in them and measure the computing resources they use.254 days overdue, not yet checked
- Past dueQ4 2025The core network software is meant to confirm a new batch of transactions every 2.5 seconds instead of every 5 seconds.254 days overdue, not yet checked
- Past dueQ4 2025The Stellar Disbursement Platform will be able to create a throwaway wallet on the spot so that anyone can receive a digital payment without prior experience.254 days overdue, not yet checked
- Past dueQ4 2025A tool called Contract Copilot will write the standard starting code for smart contracts, check that code for security problems and run tests on it.254 days overdue, not yet checked
- Past dueQ4 2025Ready-made, standard smart contracts from OpenZeppelin will be provided for creating different kinds of tokens on Stellar, including interchangeable tokens, one-of-a-kind tokens, securities and tokens representing real-world assets.254 days overdue, not yet checked
- Past dueQ4 2025The number of top-level organisations running the network's key validating computers will grow from 7 to 13 by the end of 2025.254 days overdue, not yet checked
- Past dueQ4 2025Payment processing will be reworked so that one action can send 100 times as many payments as it does now.254 days overdue, not yet checked
- Past dueQ4 2025The network's theoretical top speed is meant to reach 5,000 transactions per second.254 days overdue, not yet checked
- Past dueQ4 2025The behind-the-scenes software of the Freighter wallet will be turned into a shared service that other wallet makers can reuse for tracking balances and handling payments.254 days overdue, not yet checked